If your card doesnt have a 4-digit PIN, you cant use it online but you can still use it in-store. 4 Can I use One4all card online at Currys? Why are you increasing the interest rate on my account? On the homepage you'll need to enter your Login ID and your Surname, press Next and then enter your Memorable Word and a five-digit Security Number. Argos is most well known for its traditional high street catalogue stores. Currently, you can use either of these cards online or in-store. We have standard 3-6 month credit plans, plus up to 12 months to pay on selected products. For instance, the simply 10 plan has a 10% . Why are you increasing the interest rate on my account? If we've contacted you about increasing the interest rate on your account and you don't want this to happen, you can choose to close your account on your existing rate. To find out why your card was refused in the first place, just contact your bank. Representative 34.9% APR Variable. 20 Rewards = 20 Argos eGift Card + 5% Rewards. What are the physical state of oxygen at room temperature? Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with Argos Card Lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). At Carphone Warehouse we have all the latest mobile phones for sale from the big phone brands, including Apple, Samsung, and Google. Alternatively, they can be used to partially pay, in combination with other payment types. 4. REMEMBER: If you pay off your Buy Now Pay Later Plan IN FULL before it ends you won't be charged any Deferred Interest on the plan balance. We simply need to warn you that if you continue to pay the minimum, you'd owe the debt over a longer period and be charged more interest during that time. If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. But this time, unlike Currys, you can only buy an eGift card. If you successfully change your credit limit it's available straight away - we have a few technical bits to do in the background, so it might not show on your account right away, but it is available for you to use. Home Retail Group Card Services Limited is registered in England (04007072) at 489-499 Avebury Boulevard, Milton Keynes, Buckinghamshire MK9 2NW. But opting out of some of these cookies may affect your browsing experience. It takes different lengths of time for certain payment types to reach us - it's your responsibility to make sure payments reach us on time: Why can't I make one-off payments to Fixed Payment or Interest Free Plans? Why has one of my plans disappeared from my account? Find the discount code you want to use from the list of codes above and navigate to the Argos website. And you wont pay any interest if you pay within the agreed period. We'll take the balance shown on your statement balance if this is less than the Fixed Amount. Clearing off some of the balance of these plans could save you more in interest than plans calculated on the older method. By Phone: If youd prefer to speak to someone you can contact us on 03456 400 700. How do I update my account? .tg { This cookie is set by GDPR Cookie Consent plugin. you can get an NHS discount when shopping at Currys. Your Login ID is the unique username you chose when you registered for myargoscard.co.uk (it's a bit like a username). Argos Offer - Up to 50% off Selected Watches. Just remember to bring ID and a household bill or bank statement to prove your address. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Why is my payment not showing on my account? Find out more about Persistent Debt here. How do I get past it? Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more Can I swap my love to shop vouchers for a card? Are you worried someone else is controlling your finances? Why does the letter say I am? The Argos Card allows you to buy now, pay later and it's easy to manage your account with the Argos Card App. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. Can I reset my security details if my email address is incorrect? The Argos card is issued by Argos (Home Retail Finance Group) and can only be used in Argos or Homebase. Also, if you don't have an email address that you still have access to on your account and you forget your Memorable Word or Security Number you won't be able to log into this website. I.e. How can I get help with paying my Normal Credit balance? Just remember, if you do spend more, your minimum payment will increase and it will take you longer to repay the balance. Are you a Blue Light Card holder? That's where prepaid cards from Edenred come in handy; a secure, efficient, and engaging way of paying out rewards and incentives. Its like saying JD Williams and Very have given me a credit card because they have given me credit. The coronavirus pandemic is affecting every aspect of our lives and each day brings with it changes to the way we work, socialise and shop. When you've cleared your balance, we will then close your account. This cookie is set by GDPR Cookie Consent plugin. You can see the end date on the official web shop or on HotDeals.com. What should I do? If you pay off your Plan before the end date, no interest will be charged if you keep your account up to date. Do you have to do a credit search for Argos classic? We will then use any additional amount you have paid to first pay off balances to which the highest rate of interest applies on (i) to (v) below, followed by the balances at the next highest interest rate and so on. I've recently changed my name. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Open the link and your statements will appear at the top of the page. leave out the first number, which is 6. You also have the option to opt-out of these cookies. The way you apply depends on whether you need a credit plan today Or whether youre lining up credit ready for future shopping at Argos or Habitat. Cook delicious meals with HelloFresh! You can use your One4all Gift Card to spent online by 'swapping' the funds on your card for a Currys eGift . You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. You can make payments to the plan at any time - it's up to you. This cookie is set by GDPR Cookie Consent plugin. But if you do have a balance and haven't received a statement then it's possible that it's been delayed in the post. We've detailed some of them here, and you can talk to them about your financial concerns in complete confidence we'd encourage you to take advantage of the free help available. Can I use my Argos Card to buy cigarettes in Sainsburys? No - the Minimum Payment Direct Debit will repay any payments that you owe each month, so these will consist of Normal Credit balance repayments and any scheduled payments that repay Fixed Payment or Interest Free Plans. if you have a 500 credit limit but want to increase it by 200, then enter 700 as your new limit), then tell us why you want the new limit and whether you want to be considered for automatic credit limit increases in the future then press 'Change credit limit'. Theres no limit when using Gift Cards in-store. You can pay for your order in full with Gift Cards or gift vouchers. tui salary cabin crew. We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. 50 Rewards = 50 Argos eGift Card + 5% Rewards. Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. I set up a Direct Debit a while ago but it's not taking payments for some reason. You can spend your Amazon gift card over a number of . To maintain a quality of service, calls may be monitored or recorded. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. There are a number of deals and electrical sale items at Currys which are launched by the store from time to time. How do I update my account? Please also bear in mind that if your account remains in Persistent Debt, we may need to take other actions, such as suspending on your account from further spending, to help protect you from getting into further debt. What's Verified by Visa and MasterCard SecureCode? If you get in touch, we'll ask you about your income and outgoings so you can feel confident you're only repaying what you can really afford. Being the same company, credit options offered by both stores are similar. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. We know your debts aren't going to disappear on their own, but we really can help. Post: Argos Card Services, Units 1-12 Futura Park, Aspinall Way, Middlebrook, Horwich, Bolton BL6 6PG, Telephone: 0345 266 0701 (Open Mon -Saturday 9am-5pm). What happens if I lock my account? Your first step is to choose whether to opt for a Gift card or an eGift card. If I've registered for the My Argos Card App, am I registered for myargoscard.co.uk? However, you may visit "Cookie Settings" to provide a controlled consent. Use the [back to top] links to get back to the full list of questions if you need to. You can change your phone number and email address in the App, and you can change your address, phone number and email address on myargoscard.co.uk. Argos Card purchases can be used in-store or online, just like any other credit card. What do I do if I've lost my Argos Card or had it stolen? How do I contact you? Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. If you want to set one up or amend an existing Direct Debit log into this website or call us on 03456 400 700. From a digital eGift Card sent to their inbox, an instant Print-at-Home Voucher for a greetings card, or a beautiful Gift Card for their purse or wallet, you can choose the life:style that suits their . Some older browsers may no longer work for security reasons, so you should make sure your browser is the latest version. You just need to make sure the card number starts with 10000 and youve got a 4-digit security PIN. Why am I asked to call you when I try to log in? After you have been working in your role for 12 weeks, you become eligible for a 10 percent discount on shopping at Sainsburys or Argos, both online and in store. And your priority payments - Rent/mortgage, Council Tax, and household bills, will always come first. 16 GB RAM 512 GB SSD. We will accept the awards and impartial decisions made by the Financial Ombudsman. Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores.